If It Sounds Too Good To Be True…Check This Out!

We’ve all heard the timeless warning “If it sounds too good to be true, it probably is.” It’s great advice, but the trick is figuring out when “good” becomes “too good.” And if you have a good salesperson—or worse, a dishonest one—it gets really hard.

Hot Tips on How You Can Initiate a Credit Freeze

Here’s some great information supplied by the Federal Trade Commission on credit freezes. If you have to place one on your account at the credit bureaus, it important to know that credit freeze laws vary by state along with different fee schedules by bureau.

Many states have laws that let consumers “freeze” their credit – in other words, letting a consumer restrict access to his or her credit report.