Archive for February, 2008

To Whom It May Concern . . . You’ve Not Been Saved by H.R. 5140

Posted in Home Foreclosures, Home Mortgage with tags , , on February 19, 2008 by Vicky

The good news is that there’s relief for thousands of Americans struggling to keep their homes amidst our historic foreclosure epidemic. The bad news is that millions may not be helped and you may be one of them. Because of your particular circumstance, you have either already lost your home or you don’t qualify under FHA (Federal Housing Administration) guidelines. So, where does your hope come from? It comes from learning the rules of the financing game in order to create your own action plan.

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It’s Never Too Late!

Posted in Debt, Debt-Free Lifestyle, Personal Finance with tags , on February 1, 2008 by Vicky

Maybe you’ve worked in the same industry for 10, 20, 30 or nearly 40 years (and in some cases on the same job), and the reality of retirement will never be an option for you. Why? Because you have said over and over, I’ll never retire because I still have a boat-load of DEBT; a mortgage, credit card bills, car notes, and so forth.

To me, DEBT means “Don’t Even Believe That”… So don’t believe the following…

  1. You will never stop working, even if you wanted to
  2. You can never send your children or grandchildren to college
  3. You would not have to take a second job
  4. If something happens to you, your family will be homeless within 30 days.

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