Vehicle Repossession

If you’re like most people, you rely on your vehicle to get you where you need to go – and when you need to go – whether it’s to work, school, the grocery store, or the soccer field. But if you’re late with your car payments, or in some states, if you don’t have adequate auto insurance, your vehicle could be taken away from you.

California Attorney General Says Watch Out for These Credit Card Traps

Many credit card issuers have sent solicitations in the mail which advertise in large bold print favorable credit terms and seemingly low interest rates. These solicitations are not always fairly presented, and they may contain hidden terms. You should always read the small print and the terms and conditions before you agree to accept or activate a credit card. Be mindful of the following:

Rights for Victims of Financial Crimes

As a victim of crime, your assistance is important to ensure that justice is achieved. Investigations of financial crime may be complex and involve several law enforcement agencies. The criminal justice process ensures that all defendants are presumed innocent until proven guilty in a criminal court.

The “Red Flags” Rule: Enforcement On Hold Until August 1, 2009

The Federal Trade Commission will delay enforcement of the new “Red Flags Rule” until August 1, 2009, to give creditors and financial institutions more time to develop and implement written identity theft prevention programs. For entities that have a low risk of identity theft, such as businesses that know their customers personally, the Commission will soon release a template to help them comply with the law.

Coalition Support Letter for Fairness in Nursing Home Arbitration Act (S. 512/H.R. 1237)

March 5, 2009

United States Senate

Washington, DC 20510

Dear Senator:

Binding mandatory arbitration clauses are forcing the elderly and those with disabilities and their families to waive their constitutional right to seek redress in the courts when a nursing home resident suffers harm. These clauses are typically buried in contracts signed by families during one of the most stressful events in their lives – entrusting the care of a vulnerable loved one to strangers – and the clauses effectively compel family members to consent that they will waive the legal rights of a loved one if she or he is injured or dies from neglect or physical abuse while in the facility. The contracts are presented on a take-it-or-leave-it basis, and leave families in the impossible situation of having to sign a contract or forgo nursing home care altogether, a decision that most families are not in the position to make. The undersigned organizations urge you to support the Fairness in Nursing Home Arbitration Act of 2009 (S. 512/H.R. 1237), which would invalidate pre-dispute mandatory arbitration provisions in nursing home, assisted living, and other long-term care facility contracts.

Arbitration Fairness Act (H.R. 1020) Introduced Today

Fair Arbitration Now Coalition released the following press release today in Washington as a prelude to the introduction of the Arbitration Fairness Act (H.R. 1020).

Washington, DC – Americans widely oppose corporations using mandatory binding arbitration clauses in the fine print of consumer and employment contracts, according to national polling of likely voters conducted by Lake Research Partners.